Customizable Web Sites Control Panel: Instant Loan Referral Links™   Summary View Question Form   Loan View Instant Notification™   1003 Export & Import ActivePDF 1003's   Web Site Manager Automated Functions   User Manager Secure, Encrypted Access   E-mail Manager Four Access Levels   My Loan Links Page   Management Tools Why You Need LoanSystems.com!

Customizable Web sites

LoanSystems.com provides all Paid Users with a full-featured, customizable web site*.  Take a look at the exciting features that you get with your LoanSystems.com web sites:

• 144 professional designs, most of them professionally animated.  Change your web site as often as you like!
  
• Your text goes on the Homepage, Loan Services page, Testimonials page, and Valued Partners page.
  
• Upload your photo and logo, or use the default images. The choice is yours.
  
• Your fully-integrated 1003, Quick App, Pre-qual Request Form, and Question Form are accessible from every page.
  
• Instant Notification™ sends you the borrower's name and other info the instant a 1003, Quick App, Pre-qual Request, or Question is submitted.
  
• Mortgage Information, and Calculators, and Mortgage Terminology.
  
• 1003's on all web sites are ActivePDF forms, for ease of use.
  
• Easy to use Web site Manager within the Control Panel.
  
• E-mail at your domain name.
  

*If you currently have a web site, you can integrate LoanSystems.com's 1003, Quick App, and Pre-qual Request Form, and take advantage of our powerful Instant Notification™ feature.

Instant Loan Referral Links

When a Paid User creates a Free User Account, LoanSystems.com automatically e-mails the new user their own Instant Loan Referral Links.  These links can be placed on the new user's computer desktop, web site or sent to clients via e-mail. 

When the Instant Loan Referral Links are clicked on, they open an online 1003, Quick App, or Pre-qual Request Form in the user's Internet browser (Internet connected is required).  When submitted, the 1003's and Pre-qual Requests go directly to the User Account of the user that created the links and/or their designee (i.e. Loan Processor, etc.).  The Paid User can also see which user the 1003, Quick App, or Pre-qual Request is associated with.

Paid Users can view all Instant Loan Referral Links associated with their User Account by going to "My Loan Links" on the menu bar after logging on.

Free Users can view their Instant Loan Referral Links by going to their personalized "My Loan Links" on the menu bar after logging on.  This page lists their 1003, Quick App, and Pre-qual Request Form links and provides instructions on how to place these on their computer desktop or on their website.

Question Form

The Question Form is accessible from every page of your web site and allows visitors to your web site to send you a question.  They are requested to provide their name, telephone number, e-mail address, best time to contact, and question.  When their question is submitted, you have the option of being notified immediately, through LoanSystem.com's Instant Notification™ feature (discussed below.

Instant Notification™

Instant Notification™ allows Paid Users to be notified the moment a new 1003, Quick App, Pre-qual Request, or Question is submitted.  Instant Notification™ allows the user to designate how they wish to be notified. LoanSystems.com can be used to send instant pager, cell phone, or e-mail notifications.  If desired, the Paid User can designate others to be notified as well (i.e. Loan Processor, etc.). This feature sends the borrower's name, telephone number, and type of application, allowing you to make immediate contact! Pagers and cell phones must be text enabled to receive this notification.  Contact your service provider for more details.

ActivePDF 1003's

ActivePDF 1003's allow you and your clients to fill out an actual 1003 form online, then print for signature.  1003's can be retrieved and completed at any time.  

This feature will save you countless hours! 
To preview an ActivePDF 1003, click here.

The 1003 also is provided in an HTML format.
To preview an HTML 1003, click here.

For users that don't have the time for a complete 1003, LoanSystems.com provides the Quick App.  The Quick App requests only the essential information to get started, but is viewable as a full 1003 when you log on.  In this way you can complete the remaining details later.  Customers may wish to complete the more user-friendly Quick App, but Loan Originators can then open them as an actual 1003 and print for signature. 
To preview a Quick App, click here.

Automated Functions

LoanSystems.com was designed to maximize your productivity without requiring you to learn a complex new computer program.  It's user-friendly, secure, and accessible wherever a computer with Internet access is found.

LoanSystems.com was designed to automatically perform numerous important tasks independent of the user.  For example, when an existing user creates a new User Account, an e-mail message is automatically sent to the new user to welcome them and explain how to log on and begin using LoanSystems.com.  When a Borrower completes a 1003, if they provide their e-mail address, a Free User Account is automatically created and the Borrower automatically receives access to view their loan's progress.  The E-mail Manager; 1003, Quick App, and Pre-qual Request Links; and Instant Notification features will make LoanSystems.com one of your most valued and efficient business tools.

If the Borrower's e-mail address is provided upon submitting the 1003, a Free User Account is automatically created for the Borrower.  The Borrower is sent a welcome message with instructions on how to view their loan's progress.  The last four digits of the Borrower's Social Security Number are assigned as their temporary password.  This Free User Account allows the Borrower to view the progress of the loan each step of the way and communicate with all involved parties.  If the Borrower's e-mail address is not provided upon submitting the 1003, or if the Borrower doesn't have an e-mail address, a user account can be provided by the Loan Officer at any time.

When a new Free User Account is created, the new user is automatically e-mailed Instant Loan Referral Links (1003, Quick App, and Pre-qual Request Form links), and provided with instructions as to how to place these links on their desktop or on their website.

Secure, Encrypted Access

At LoanSystems.com, protecting your privacy and your data are top priorities.  The two most important factors that provide for your privacy and the security of your information are our use of 128-bit SSL encryption anytime you're logged on, and our critical selection of the most secure data center available to host our data.

The SSL security protocol provides data encryption, server authentication, message integrity, and optional client authentication for a TCP/IP connection.  SSL comes in two strengths, 40-bit and 128-bit, which refer to the length of the "session key" generated by every encrypted transaction.  The longer the key, the more difficult it is to break the encryption code.  128-bit encrypted messages are 309,485,009,821,345,068,724,781,056 times harder to break than 40-bit messages.  Thus, it would take the same technology used to crack the RSA 40-bit message 1 trillion x 1 trillion years to crack a 128-bit message.  That's several trillion times longer than the age of the Earth.

LoanSystems.com uses the 128-bit encryption, the strongest encryption available, regardless of browser version, assuring users that their information cannot be intercepted or decrypted by anyone other than the intended recipient.

Summary View

The Summary View lists the names of all Borrowers together with the status and amount of each of their loans within the designated time frame.  The default display is the All Active view, 30-day view, but loans can also be viewed in 60-day, 90-day, 6-month, or 1-year views.  Borrowers can be viewed individually or according to Loan Officer, Real Estate Agent, or in alphabetical order, dependent upon the type of user that is viewing the Summary View.

To view a Sample Summary View, select one of the following sample Summary Views: Lender, Loan Broker, Real Estate Broker (No Loan Processing), Loan Officer, Real Estate Agent, Other.

The Summary View has seven useful columns that show the status of each loan.  Dates indicate when a loan moved to the respective step.  The seven columns are as follows:

Loan View

The Loan View provides details about the Borrower and the loan.  The Loan View is also where authorized users update the loan's details and progress.  To get to the Loan View, a user must click on the Borrower's name from the Summary View.

To view a Sample Loan View, select one of the following sample Loan Views: Lender, Loan Broker, Real Estate Broker (No Loan Processing), Loan Officer, Real Estate Agent, Other.

The Loan View has five main sections, and several useful subsections.  Users are granted access to these sections according to their Access Level.  The five main sections and their functions are as follows:

• Principals - Principals are Users that are granted access to a loan.  The Lender, Loan Broker, Loan Officer, Real Estate Agent, or Borrower can add principals to their loans.  E-mail messages can be sent by clicking the name of the Principal.  This section contains the E-mail Manager, which allows e-mails to be sent to several or all Principals.
  
• Borrower's Information - This section contains the Borrower's name, address, contact information, and the address of the subject property.
  
• Notes - This section functions like a Bulletin Board.  Principals can post notes (messages) which can then be viewed by others involved in the loan.  Notes can also be edited, or removed if necessary.
  
• Loan Details*** - This section contains all of the pertinent details on the loan.  Sensitive information, such as Social Security Numbers, does not appear on the Loan View.
  
• Loan Progress*** - This section details the actual steps and dates as the loan moves through escrow.  Check marks () indicate that the corresponding action has taken place, or the condition has been met.
  
  ***Loan Details and Loan Progress sections can only be viewed by the Lender, Broker, Loan Processor, Borrower, and Loan Originator.
  

1003 Export & Import

1003’s and Loan View data use Fannie Mae Desktop Underwriter® 3.0 or 3.2 File Formats, allowing users to export loan information into most Loan Origination Programs.  Loan information can also be imported into LoanSystems.com from most Loan Origination Programs.  This feature makes LoanSystems.com the perfect companion for offline Loan Origination Programs.

LoanSystems.com allows several 1003's to be imported or exported simultaneously, if desired.  New users can quickly place their existing loans into LoanSystems.com by using the import feature.

Web site Manager

The LoanSystems.com Web site Manager allows you to manage your LoanSystems.com web site.  You designate or change your web site design simply by selecting the corresponding template.  You upload your photo and logo, and your text to the Homepage, Loan Services Page, Testimonials Page, and Valued Partners Page.  Best of all, you can change your template as often as you like, and new designs will be frequently made available.

User Manager

Paid Users have access to an intuitive User Manager.  The User Manager allows Paid Users and Loan Processors to view, create, or edit User Accounts.  Paid Account Lenders and Brokers can add Loan Officers via the User Manager.  Any Paid User can create Free User Accounts via the User Manager.

Paid User Accounts are for Users that originate loans (receive their own 1003's, Quick Apps, and Pre-qual Requests).  More information is provide below under "How Much?"

Paid Users are typically Lenders, Brokers, and Loan Officers.  Real Estate Agents and Processors that wish to originate loans (receive their own 1003's, Quick Apps, and Pre-qual Requests) are required to be Paid Users.

Free User Accounts are for Users that will submit 1003's, Quick Apps, or Pre-qual Requests to a Paid User (Loan Originator), or Users that only wish to view or update loan information (i.e. Loan Processor). Free Users cannot receive their own 1003's, Quick Apps, or Pre-qual Requests.  Free User Accounts must be created by a Paid User (usually a Lender, Broker, or Loan Officer).

Free Users are typically Borrowers, Real Estate Agents, Title Agents, Escrow Officers, Underwriters, and Processors.  Free Users can view loan information once the 1003 is imported into LoanSystems.com.  Loan Processors with Free User Accounts have the same Access Level as Loan Officers, but they cannot receive their own 1003's, Quick Apps, or Pre-qual Requests.

Lenders and Brokers can have Free User Accounts if their use of LoanSystems.com is solely for the purpose of tracking loans, and not for receiving their own 1003's and Pre-qual requests.  Loan Officers do not have this option.

Note: Creating a User Account does not automatically grant the user access to any loans.  With the exception of the Borrower and the Loan Originator, each user has to be added as a Principal on a loan in order to view the loan's details.

E-mail Manager

The E-mail Manager makes it easy for everyone involved in the loan to communicate with one another.  Messages with attachments can easily be sent to one or all parties involved in the loan.  The E-mail Manager can be accessed from the Loan View.  If desired, messages can also be placed in the Notes section of the Loan View.